Fix it now. Pay over time.
Flexible Financing for Your Home Plumbing Needs in Wheeling, IL · Invest in comfort without straining your monthly budget. Explore financing options designed to make essential plumbing projects more affordable.
Offered through Service Finance Company, LLC, on qualifying plumbing and sewer work.
- Sales finance company
- Nationally licensedSales finance company
- Approved lender
- FHA Title IApproved lender
- Credit decision
- In secondsCredit decision
- Apply by phone
- 866-254-0497Apply by phone
Four steps from quote to scheduled work
Capps partners with Service Finance Company, LLC to offer payment plans on qualifying plumbing and sewer work. The credit decision is made by the lender, not by Capps. Get Approved in Just a Few Steps. Applying is easy and only takes a few minutes. Whether you're upgrading equipment or responding to an urgent plumbing issue, financing helps you stay prepared without sacrificing comfort or safety.
Get a written quote from Capps
Get a written scope and price before applying for financing.
Apply with Service Finance
The application takes a few minutes through the secure portal.
Get a Fast Credit Decision
Approval decisions are made by Service Finance, not by Capps.
Start Your Project
Once approved, we'll schedule your service and handle your plumbing needs right away.
Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender, providing installment loan solutions with competitive consumer interest rates and extended repayment terms.
Capps does not make lending decisions and cannot guarantee approval.
Affordable Solutions for Every Home
Affordable Solutions for Every Home
Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. We are a primary lender providing installment loan solutions for qualified borrowers with favorable consumer interest rates and extended repayment terms. That way, you can invest in your home's comfort or respond to unexpected heating and cooling needs without breaking your monthly budget.
- Flexible promotions & competitive interest rates
- Fast credit decisions and funding
- Credit lines customers can handle
- High quality, friendly service
Most repair and replacement work
Most plumbing and sewer repair and replacement work qualifies. The written quote from Capps is the starting point for any application.
- Water heater replacement
- Tankless water heaters
- Pumps and battery backup systems
- Sewer repair and replacement
- Trenchless sewer repair and sewer lining
- Water service repair and replacement
- Flood control systems
- Overhead sewer conversions
- Water treatment systems
- Hydrojetting and descaling
Not all work qualifies. Capps will confirm eligibility when providing your written quote.
Real jobs, real customers, manageable payments
Book a home service visit. 
Get the quote, decide on financing. 
Get a decision in a couple minutes.
When people use financing
Three situations where the work cannot wait for the money to be there.
Sewer line replacement
An unexpected failure with no time to save for it. Spread the cost of a major repair over time.
Water heater failure
An emergency replacement needed before the next day. Same-day service without the full cost upfront.
Flood control installation
A city requirement or an insurance mandate. Meet the requirement now, pay over time.
All scenarios subject to credit approval by Service Finance Company, LLC.
Our Customers Love Our Financing Options
Tim and his assistant were exceptionally great. Tim took his time to explain finances and the work which needed to be done. He gave excellent service and cleaned up afterwards.
Navine B. · via Google The quote and final cost was less than half of their competitor's quote. Addison and his team were incredibly knowledgeable, friendly, and understanding. I highly recommend and will be going to them for all our future needs.
Travis H. · via Google We had frozen pipes in the kitchen no water. Capps responded quickly came out the same day, did a wonderful job. Thank you Hunter C. You are an asset to any company.
Janet L. · Evanston, IL · via Google The receptionist was friendly and quickly found an appointment window for us. The plumber, Jose’, was professional, friendly, respectful of our home and did a great job! Lynne and I would recommend CAPPS!
Lynne I. · via Google Kyle and Tony are great! Fast and informative! We will use these guys again when we need them.
Guy F. · via Google I’ve used Capps several times now. They consistently provide excellent service. Friendly, professional and efficient!
Kristen O. · via Google
Practical questions about applying
Anything specific to your loan is answered by Service Finance directly. Anything about the work is ours.
Does applying affect my credit score?
The application is handled by Service Finance and their disclosures explain what kind of credit check is performed. Capps does not run credit and cannot speak to the effect on your score.
How quickly can I get an approval decision?
In most cases, you’ll receive a financing decision within seconds—whether you apply online through your estimate or with your technician. You can quickly review your financing options and decide what works best for you.
Can I finance emergency work?
Yes! Financing is available for emergency work, so you can take care of an urgent plumbing or sewer issue now and choose a payment option that works for your budget.
What is the minimum job size that qualifies?
Financing is available for projects of $1,000 or more, giving you more flexibility to choose the payment option that works best for your budget.
Who do I contact if I have a question about my loan?
For questions about an existing loan, contact Service Finance Company, LLC Customer Support at 866-254-0497. You’re also always welcome to call our office, and we’ll help point you in the right direction.
Get the written quote, then apply
Need a Plumber Today? We're Ready When You Are. 24/7 emergency service. Licensed. Local. Dependable since 1996
Financing provided by Service Finance Company, LLC, subject to credit approval. Plans include 12 months same-as-cash, zero interest with equal payments over 25 months, and fixed rates from 6.99% APR over 60 months. Terms are shown with your written quote.